D94A | EDIFACTORY

Message D94A/DEBADV

Debit advice message

A Debit Advice is sent by the Account Servicing Financial Institution to the Account Owner to inform the Account Owner that its account has been or will be debited for a specified amount on the date indicated, in settlement of the referenced business transaction(s).

Message description

UNH

M(1) : Message header

A service segment starting and uniquely identifying a message. The message type code for the Debit advice message is DEBADV. Note: Debit advice messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 DEBADV 0052 D 0054 94A 0051 UN

BGM

M(1) : Beginning of message

A segment for unique identification of the Debit Advice, the type of Debit Advice and its function.

DTM

M(4) : Date/time/period

A segment specifying the date and, when required the time at which the message has been created as well as other dates and times relevant to the financial transaction.

BUS

C(1) : Business function

A segment identifying certain characteristics of the Debit Advice, such as its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.

SG1 C(2) : RFF-DTM

A group of segments identifying a previously-sent message.

RFF

M(1) : Reference

A segment identifying a previously-sent message.

DTM

C(1) : Date/time/period

A segment identifying the date/time of the previously- sent message.

FTX

C(1) : Free text

A segment giving information in coded or clear form, to provide supplementary information relating to the Debit Advice.

SG2 M(3) : MOA-CUX-DTM-RFF

A group of segments identifying the monetary amount and, if necessary, the currencies and exchange rate and date for that payment.

MOA

M(1) : Monetary amount

A segment giving the amount value of the debit.

CUX

C(1) : Currencies

A segment identifying the reference currency and the target currency of the transaction when they are different. The rate of exchange is solely used when previously agreed between the Ordering Customer and the Ordered Bank.

DTM

C(2) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

RFF

C(1) : Reference

A segment identifying other transactions to which funds associated with the Debit Advice are related, such as a separate foreign exchange deal.

SG3 M(4) : FII-CTA-COM

A group of segments providing information about the financial institutions and accounts of each party to the Debit Advice, together with details of any parties contacted or to be contacted in relation to the transaction, and any required action by parties to the transaction.

FII

M(1) : Financial institution information

A segment identifying the financial institution (e.g., bank) and relevant account number and currency for the Payor, Payee and other parties to the transaction.

CTA

C(1) : Contact information

A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the FII segment and optionally for the contact identified in the associated CTA segment.

SG4 C(6) : NAD-CTA-COM

A group of segments identifying the name and address of the non-financial institutions involved in the transaction and their contacts.

NAD

M(1) : Name and address

A segment identifying the name and address of the non- financial institutions associated with the Debit Advice and their functions. Identification of the Payor and Payee parties is mandatory for the Debit Advice message and should be given in this segment.

CTA

C(1) : Contact information

A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

SG5 C(4) : INP-FTX-DTM

A group of segments containing instructions relating to parties identified in the NAD and FII segments. It specifies action taken or to be taken by the identified parties, and the date (and optionally time) by which such action was taken or needs to be taken.

INP

M(1) : Parties to instruction

A segment identifying the party originating the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.

FTX

C(1) : Free text

A segment providing free text instruction relating to the associated INP segment.

DTM

C(3) : Date/time/period

A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and FTX segments needs to be carried out.

SG6 C(1) : PAI-FTX

A group of segments providing information relating to the method of payment used by the Payor bank to carry out the financial transaction.

PAI

M(1) : Payment instructions

A segment specifying the conditions, guarantees, method and channel of payment used.

FTX

C(1) : Free text

A segment providing information to the Payor regarding the method of execution of payment.

SG7 C(5) : FCA-MOA-SG8

A group of segments providing full details of all charges, or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges, and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified.

FCA

M(1) : Financial charges allocation

A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

MOA

C(2) : Monetary amount

A segment giving the total value of charges and/or allowances and associated taxes, that relate to an account for charges/allowances. This segment also identifies the basis amount from which charges are calculated, if different from the overall amount of the original order.

SG8 M(20) : ALC-PCD-MOA-CUX-DTM-SG9

A group of segments providing a detail breakdown of all charges (or allowances) and associated charges (or allowances).

ALC

M(1) : Allowance or charge

A segment providing full details of each charge or allowance for which the Payor is liable. Included are full details of the method of calculating the charge.

PCD

C(1) : Percentage details

A segment specifying the percentage used for calculating the charges (or allowances).

MOA

C(2) : Monetary amount

A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.

CUX

C(1) : Currencies

A segment used to specify rates related to the charges and allowances.

DTM

C(2) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

SG9 C(5) : TAX-MOA-CUX-DTM

A group of segments describing any taxes associated with the charges and their amount.

TAX

M(1) : Duty/tax/fee details

A segment identifying any taxes related to a specific charge.

MOA

C(2) : Monetary amount

A segment specifying the total amount of the tax and the basis for calculation.

CUX

C(1) : Currencies

A segment specifying exchange rates.

DTM

C(1) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

SG10 C(10) : DOC-DTM

A group of segments providing brief structured cross references to transactions to which the Debit Advice relates.

DOC

M(1) : Document/message details

A segment identifying the document relating to the debit advice.

DTM

C(1) : Date/time/period

A segment identifying the date of issue of the document described in the preceding DOC segment.

SG11 C(2) : GIS-NAD-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.

GIS

M(1) : General indicator

A segment identifying what processing should be completed by regulatory authorities.

NAD

M(1) : Name and address

A segment identifying the recipient of the associated informative text

FTX

M(6) : Free text

A segment giving information in coded or clear form to provide information relevant to regulatory authorities' requirements.

SG12 C(1) : AUT-DTM

A group of segments specifying the details of authentication.

Message structure

UNH, Message header                           M        1
BGM, Beginning of message                     M        1
DTM, Date/time/period                         M        4
BUS, Business function                        C        1

--- Segment Group 1 ------------------------- C        2 -------+
RFF, Reference                                M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+
FTX, Free text                                C        1

--- Segment Group 2 ------------------------- M        3 -------+
MOA, Monetary amount                          M        1        |
CUX, Currencies                               C        1        |
DTM, Date/time/period                         C        2        |
RFF, Reference                                C        1        |
---- -----------------------------------------------------------+

--- Segment Group 3 ------------------------- M        4 -------+
FII, Financial institution information        M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 4 ------------------------- C        6 -------+
NAD, Name and address                         M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 5 ------------------------- C        4 -------+
INP, Parties to instruction                   M        1        |
FTX, Free text                                C        1        |
DTM, Date/time/period                         C        3        |
---- -----------------------------------------------------------+

--- Segment Group 6 ------------------------- C        1 -------+
PAI, Payment instructions                     M        1        |
FTX, Free text                                C        1        |
---- -----------------------------------------------------------+

--- Segment Group 7 ------------------------- C        5 -------+
FCA, Financial charges allocation             M        1        |
MOA, Monetary amount                          C        2        |
                                                                |
--- Segment Group 8 ------------------------- M       20 ------+|
ALC, Allowance or charge                      M        1       ||
PCD, Percentage details                       C        1       ||
MOA, Monetary amount                          C        2       ||
CUX, Currencies                               C        1       ||
DTM, Date/time/period                         C        2       ||
                                                               ||
--- Segment Group 9 ------------------------- C        5 -----+||
TAX, Duty/tax/fee details                     M        1      |||
MOA, Monetary amount                          C        2      |||
CUX, Currencies                               C        1      |||
DTM, Date/time/period                         C        1      |||
---- ---------------------------------------------------------+++

--- Segment Group 10 ------------------------ C       10 -------+
DOC, Document/message details                 M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+

--- Segment Group 11 ------------------------ C        2 -------+
GIS, General indicator                        M        1        |
NAD, Name and address                         M        1        |
FTX, Free text                                M        6        |
---- -----------------------------------------------------------+

--- Segment Group 12 ------------------------ C        1 -------+
AUT, Authentication result                    M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+
UNT, Message trailer                          M        1