D94A | EDIFACTORY

Message D94A/CREEXT

Extended credit advice message

An Extended Credit Advice is sent by the Account Servicing Financial Institution to the Account Owner to inform the Account Owner that its account has been or will be credited for a specified amount on the date indicated, in settlement of the referenced business transaction(s), and to provide to the Payee full details of the transactions to which the Extended Credit Advice relates.

Message description

UNH

M(1) : Message header

A service segment starting and uniquely identifying a message. The message type code for the Extended credit advice message is CREEXT. Note: Extended credit advice messages conforming to this document must contain the following data in segment UNH, composite S009: Data element 0065 CREEXT 0052 D 0054 94A 0051 UN

BGM

M(1) : Beginning of message

A segment for unique identification of the Extended Credit Advice, the type of Extended Credit Advice and its function.

DTM

M(7) : Date/time/period

A segment specifying the date and, when required, the time at which the message has been created as well as other dates and times relevant to the financial transaction.

BUS

C(1) : Business function

A segment identifying certain characteristics of the Extended Credit Advice, such as its business function. In so doing, it provides information about the message that may be used to route the message within an institution, for tariffing, or for the provision of some statistical information.

SG1 C(3) : RFF-DTM

A group of segments identifying a previously-sent message.

RFF

M(1) : Reference

A segment identifying the date/time of the previously- sent message.

DTM

C(1) : Date/time/period

A segment identifying the date/time of the previously- sent message.

FTX

C(5) : Free text

A segment giving information in coded or clear form to provide supplementary information relating to the Extended Credit Advice.

SG2 M(4) : MOA-CUX-DTM-RFF

A group of segments identifying the monetary amount and, if necessary, the currencies, exchange rate and date for that payment.

MOA

M(1) : Monetary amount

A segment giving the amount value of the credit.

CUX

C(1) : Currencies

A segment identifying the reference currency and the target currency of the transaction when they are different. The rate of exchange is solely used when previously agreed between the Ordering Customer and the Ordered Bank.

DTM

C(2) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

RFF

C(1) : Reference

A segment identifying other transactions to which funds associated with the Extended Credit Advice are related, such as a separate foreign exchange deal.

SG3 M(4) : FII-CTA-COM

A group of segments providing information about the financial institutions and accounts of each party to the Extended Credit Advice, together with details of any parties contacted or to be contacted in relation to the transaction, and any required action by parties to the transaction.

FII

M(1) : Financial institution information

A segment identifying the financial institution (e.g., bank) and relevant account number and currency for the Payor, Payee and other parties to the transaction.

CTA

C(1) : Contact information

A segment identifying a person or a department for the financial institution specified in the FII segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the FII segment and optionally for the contact identified in the associated CTA segment.

SG4 C(6) : NAD-CTA-COM

A group of segments identifying the name and address of the non-financial institutions involved in the transaction and their contacts.

NAD

M(1) : Name and address

A segment identifying the name and address of the non- financial institutions associated with the Extended Credit Advice and their functions. Identification of the Payor and Payee parties is mandatory for the Extended Credit Advice message and should be given in this segment.

CTA

C(1) : Contact information

A segment identifying a person or a department for the party specified in the NAD segment and to whom communication should be directed.

COM

C(5) : Communication contact

A segment providing a communication number for the party identified in the NAD segment and optionally for the contact identified in the associated CTA segment.

SG5 C(2) : INP-FTX-DTM

A group of segments containing instructions relating to parties identified in the NAD and FII segments. It specifies action taken or to be taken by the identified parties, and the date (and optionally time) by which such action was taken or needs to be taken.

INP

M(1) : Parties to instruction

A segment identifying the party originating the instruction, the parties contacted or to be contacted at or by the associated financial institution on matters concerning the execution of the payment. It specifies where appropriate the instruction in coded form.

FTX

C(1) : Free text

A segment providing free text instruction relating to the associated INP segment.

DTM

C(3) : Date/time/period

A segment specifying the earliest and the latest dates and times by which the instruction specified in the INP and FTX segments needs to be carried out.

SG6 C(5) : FCA-MOA-SG7

A group of segments providing full details of all charges, or allowances, and associated taxes, that apply to a particular transaction, together with information as to who bears the charges, and to which account they have been directed. A total value of all charges plus allowances may be given for every account to which charges may be directed. Where charges are subject to taxation this may also be specified.

FCA

M(1) : Financial charges allocation

A segment specifying the method for allocation of charges and allowances and identifying an account to which such charges or allowances were directed where it is different from the principal account.

MOA

C(2) : Monetary amount

A segment giving the total value of charges and/or allowances and associated taxes, that relate to an account for charges/allowances. This segment also identifies the basis amount from which charges are calculated, if different from the overall amount of the original order.

SG7 M(20) : ALC-PCD-MOA-CUX-DTM-SG8

A group of segments providing a detail breakdown of all charges (and allowances) and associated charges (or allowances).

ALC

M(1) : Allowance or charge

A segment providing full details of each charge or allowance for which the Payee is liable. Included are full details of the method of calculating the charge.

PCD

C(1) : Percentage details

A segment specifying the percentage used for calculating the charges (or allowances).

MOA

C(2) : Monetary amount

A segment identifying the amount of charges (or allowances) and/or specifying the basis amount from which charges (or allowances) may be calculated if different from the FCA segment.

CUX

C(1) : Currencies

A segment specifying exchange rates related to the charges and allowances.

DTM

C(2) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

SG8 C(5) : TAX-MOA-CUX-DTM

A group of segments describing any taxes associated with the charges and their amount.

TAX

M(1) : Duty/tax/fee details

A segment identifying any taxes related to a specific charge.

MOA

C(2) : Monetary amount

A segment specifying the total amount of the tax and the basis for calculation.

CUX

C(1) : Currencies

A segment specifying exchange rates.

DTM

C(1) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

SG9 C(9999) : DOC-MOA-DTM-RFF-NAD-SG10-SG11-SG12

A group of segments providing details of all documents, e.g., invoices, statements, despatch advices, etc..., to which the Extended Credit Advice refers. It includes information on the monetary amounts for each document and on any adjustments (with an indication of the reason for adjustments) and discounts. For information purposes an indication of the tax element can be provided.

DOC

M(1) : Document/message details

A segment identifying the reference document against which payment is being made.

MOA

M(5) : Monetary amount

A segment giving the monetary amounts of each reference document (e.g., original amount, discount amount etc...), and the relevant currency if necessary. The amount due and the amount remitted are mandatory.

DTM

C(5) : Date/time/period

A segment specifying the date of the referenced document and indicating any other relevant dates applicable.

RFF

C(5) : Reference

A segment for the inclusion of any additional references related to the reference document.

NAD

C(2) : Name and address

A segment identifying a party name and address, either by coded identification or in a clear form.

SG10 C(5) : CUX-DTM

A group of segments specifying the currencies and the related dates/periods valid to the referenced document where different to the remittance currency.

CUX

M(1) : Currencies

A segment identifying the currency and associated exchange rate of the referenced document where different to the reference currency.

DTM

C(1) : Date/time/period

A segment specifying the date/time/period related to the rate of exchange.

SG11 C(100) : AJT-MOA-RFF

A group of segments indicating adjustment amounts and their referenced documents.

AJT

M(1) : Adjustment details

A segment indicating any adjustments to the amounts originally specified in the referenced document, and to which items such adjustments apply, with the associated reason for adjustment.

MOA

C(1) : Monetary amount

A segment giving the monetary amounts of the adjustments of each reference document (e.g. original amount, discount amount,etc.). The currency data elements should not be used.

RFF

C(1) : Reference

A segment for the inclusion of any additional references related to the reference document.

SG12 C(9999) : DLI-MOA-PIA-DTM-SG13-SG14

A group of segments which may be used when required to provide details of individual line items in the reference document.

DLI

M(1) : Document line identification

A segment identifying a specific line item within the referenced document.

MOA

C(5) : Monetary amount

A segment giving the monetary amounts for this line item.

PIA

C(5) : Additional product id

A segment specifying item identification codes where required.

DTM

C(5) : Date/time/period

A segment specifying the date/time/period related to the line item.

SG13 C(5) : CUX-DTM

A group of segments identifying the currency and the related dates/periods of the line item where different to the remittance and document currency.

CUX

M(1) : Currencies

A segment identifying the currency and associated exchange rate of the line item, where different to the source and document currency.

DTM

C(1) : Date/time/period

A segment identifying the effective date and/or time the rate of exchange was fixed.

SG14 C(10) : AJT-MOA-RFF

A group of segments indicating adjustment amounts and their referenced documents for this line item.

AJT

M(1) : Adjustment details

A segment indicating any adjustments to the amounts originally specified for this line item and the reason for the adjustments.

MOA

C(1) : Monetary amount

A segment giving the monetary amounts of the adjustment for this line item.

RFF

C(1) : Reference

A segment for the inclusion of any additional references related to the reference document.

UNS

M(1) : Section control

A service segment placed at the beginning of the summary section to avoid collision.

MOA

C(5) : Monetary amount

A segment giving a summary of various amounts, for information to the Beneficiary.

SG15 C(2) : GIS-NAD-FTX

A group of segments providing information for subsequent use by regulatory authorities requiring statistical and other types of data. It also identifies the regulatory authority for which the information is intended followed by the information itself.

GIS

M(1) : General indicator

A segment identifying what process should be completed by the regulatory authorities.

NAD

M(1) : Name and address

A segment identifying the recipient of the associated informative text.

FTX

M(6) : Free text

A segment giving information in coded or clear form to provide information relevant to regulatory authorities' requirements.

SG16 C(1) : AUT-DTM

A group of segments specifying the details of authentication.

Message structure

UNH, Message header                           M        1
BGM, Beginning of message                     M        1
DTM, Date/time/period                         M        7
BUS, Business function                        C        1

--- Segment Group 1 ------------------------- C        3 -------+
RFF, Reference                                M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+
FTX, Free text                                C        5

--- Segment Group 2 ------------------------- M        4 -------+
MOA, Monetary amount                          M        1        |
CUX, Currencies                               C        1        |
DTM, Date/time/period                         C        2        |
RFF, Reference                                C        1        |
---- -----------------------------------------------------------+

--- Segment Group 3 ------------------------- M        4 -------+
FII, Financial institution information        M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 4 ------------------------- C        6 -------+
NAD, Name and address                         M        1        |
CTA, Contact information                      C        1        |
COM, Communication contact                    C        5        |
---- -----------------------------------------------------------+

--- Segment Group 5 ------------------------- C        2 -------+
INP, Parties to instruction                   M        1        |
FTX, Free text                                C        1        |
DTM, Date/time/period                         C        3        |
---- -----------------------------------------------------------+

--- Segment Group 6 ------------------------- C        5 -------+
FCA, Financial charges allocation             M        1        |
MOA, Monetary amount                          C        2        |
                                                                |
--- Segment Group 7 ------------------------- M       20 ------+|
ALC, Allowance or charge                      M        1       ||
PCD, Percentage details                       C        1       ||
MOA, Monetary amount                          C        2       ||
CUX, Currencies                               C        1       ||
DTM, Date/time/period                         C        2       ||
                                                               ||
--- Segment Group 8 ------------------------- C        5 -----+||
TAX, Duty/tax/fee details                     M        1      |||
MOA, Monetary amount                          C        2      |||
CUX, Currencies                               C        1      |||
DTM, Date/time/period                         C        1      |||
---- ---------------------------------------------------------+++

--- Segment Group 9 ------------------------- C     9999 -------+
DOC, Document/message details                 M        1        |
MOA, Monetary amount                          M        5        |
DTM, Date/time/period                         C        5        |
RFF, Reference                                C        5        |
NAD, Name and address                         C        2        |
                                                                |
--- Segment Group 10 ------------------------ C        5 ------+|
CUX, Currencies                               M        1       ||
DTM, Date/time/period                         C        1       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 11 ------------------------ C      100 ------+|
AJT, Adjustment details                       M        1       ||
MOA, Monetary amount                          C        1       ||
RFF, Reference                                C        1       ||
---- ----------------------------------------------------------+|
                                                                |
--- Segment Group 12 ------------------------ C     9999 ------+|
DLI, Document line identification             M        1       ||
MOA, Monetary amount                          C        5       ||
PIA, Additional product id                    C        5       ||
DTM, Date/time/period                         C        5       ||
                                                               ||
--- Segment Group 13 ------------------------ C        5 -----+||
CUX, Currencies                               M        1      |||
DTM, Date/time/period                         C        1      |||
---- ---------------------------------------------------------+||
                                                               ||
--- Segment Group 14 ------------------------ C       10 -----+||
AJT, Adjustment details                       M        1      |||
MOA, Monetary amount                          C        1      |||
RFF, Reference                                C        1      |||
---- ---------------------------------------------------------+++
UNS, Section control                          M        1
MOA, Monetary amount                          C        5

--- Segment Group 15 ------------------------ C        2 -------+
GIS, General indicator                        M        1        |
NAD, Name and address                         M        1        |
FTX, Free text                                M        6        |
---- -----------------------------------------------------------+

--- Segment Group 16 ------------------------ C        1 -------+
AUT, Authentication result                    M        1        |
DTM, Date/time/period                         C        1        |
---- -----------------------------------------------------------+
UNT, Message trailer                          M        1